Gary W. Pelletier, CLU, ChFC, AIF®

Northeast Planning Associates, Inc.

Corporate, Estate

& Financial Planning

Our Services

We have the ability and experience to handle virtually any aspect of your financial situation. We can help you:

  • Analyze your current situation and implement a plan that puts you on a path to your long-term financial objectives.
  • Open and manage investment accounts (individually or through employers) that help you save for retirement and other financial goals.
  • Provide access to a wide variety of investment options offering you a broad choice in asset types and  fee structures, always with your risk profile in mind.
  • Manage the larger risks in your life through insurance programs that help protect your family, income, and retirement.
  • Prepare for your family’s educational expenses utilizing tax-advantaged accounts.

Service List

Below is a list of the wide array of services we can provide and product options we can give you access to.  How may we be of service to you?

I. Financial Planning

  • Asset Allocation Review
  • Client Financial Statements
  • Cash Flow Analysis
  • Income Tax Planning
  • Educational Cost Analysis
  • Insurance Needs & Policy Analysis
  • Estate Plan Analysis
  • Rent vs. Own
  • Buy vs. Lease
  • Mortgage Consulting
  • Business Succession Planning

II. Qualified Accounts

  • IRA
  • Roth IRA
  • SEPs
  • 401(k)
  • 403(b) Plan - Catch up provision rules
  • Profit Sharing Plans
  • Defined Benefit Plans - Pension
  • Maximization Analysis

III. Advisory Accounts

  • Mutual Fund Wrap Accounts
  • Separately Managed Accounts
  • Active & Passive Strategies

IV. Insurance Programs

  • Equity Index Annuities
  • Fixed Annuities
  • Variable Life Insurance
  • Universal Life Insurance
  • Disability Insurance
  • Term Insurance
  • Whole Life Insurance

V. Investment Programs

  • Mutual Funds
  • Variable Annuities
  • Stocks
  • Bonds
  • REITs
  • UITs
  • Direct Participation Programs

VI. Educational Accounts

  • 529 Plans
  • Educational IRAs
  • UGMAs
  • UTMAs

VII. Non-Qualified Accounts

  • Standard Brokerage